Alessandro Hatami is founder and managing partner of [...]. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, [...] and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by [...].

Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.

• Section - ONE: What does financial inclusion mean?;
• • Chapter - 01: Why does financial inclusion matter?;
  • Chapter - 02: What are the drivers of financial exclusion?;
  • Chapter - 03: The role of banking in everyone’s lives;
  • Chapter - 04: The importance of payments and the birth of the current account;
  • Chapter - 05: The role of credit;
  • Chapter - 06: Protection;
  • Chapter - 07: Regulation;
• Section - TWO: How do we fix finance?;
• • Chapter - 08: The role of fintech;
  • Chapter - 09: Open banking and APIs;
  • Chapter - 10: Banking-as-a-service and embedded finance;
  • Chapter - 11: Niche banking;
  • Chapter - 12: Authentication and identification;
  • Chapter - 13: Big data, alternative data and artificial intelligence;
  • Chapter - 14: Blockchain and distributed ledger technology;
  • Chapter - 15: Decentralized finance, cryptocurrency and Web3;
  • Chapter - 16: Central bank digital currency;
• Section - THREE: What can be done?;
• • Chapter - 17: Call to action;
  • Chapter - 18: Engaging the financial inclusion ecosystem;